Common sense lending is up for discussion on this episode of Think Realty. Host Tom Rubadue talks with Charlie Fitzgerald, Branch Manager and Account Executive with Civic Financial Services in Redondo Beach, California. Civic Financial Services has a short history, but a well-capitalized pedigree. Civic was established in 2014 by its parent companies, Wedgewood Inc. and HMC Assets LLC, to meet the needs of investors that did not fit within traditional…