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Making the Most of ACH

It’s one of the Most Efficient, cost-effective services your bank offers. The Automated Clearing House network—or ACH, for short—has been making life easier for banks and their customers for decades. ACH is an electronic network that facilitates a colossal number of transactions between financial institutions in the United States. Last year alone, ACH processed more than 21 billion transactions worth a total of $36.9 trillion. HOW DOES AN ACH TRANSACTION…

Does Your Business Need to Accept Mobile Payments?

Experiment, but don’t make a major commitment to accepting payments via smartphone. Mobile payment is an inherently “sexy” technology that is long on interest, but short on adoption. It makes sense that interest is high. Smartphone market share is skyrocketing, and consumers demonstrate a growing trust in electronic transactions. Despite that, small business owners are smart to tread lightly when it comes to early adoption. TOO MANY ‘WALLETS’ Potentially the…

Mobile Banking Alerts: Leave Nothing to Chance

How mobile banking alerts can help you avoid unpleasant surprises. If you’re like most people, you’ve probably played Monopoly at some point. Just like in the beloved board game, most business owners spend so much of their time in high-level buying, selling or trading that they aren’t always ready for those unpredictable Chance cards. You remember: They’re the ones that tell you to “advance to GO”— or send you straight…

Federal Procurement Fails to Make the Grade

Agencies need to do more to assist small businesses. In a recent procurement “report card,” the federal government received an overall B grade for its efforts to spend money with small businesses in 2011-12. But when it came to awarding prime contracts, the report reveals, federal agencies achieved their goals in only two of the five categories: Small Disadvantaged Business and Service Disabled Veteran programs. In the subcontracting arena, goals…
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