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Does Your Business Need to Accept Mobile Payments?

Experiment, but don’t make a major commitment to accepting payments via smartphone. Mobile payment is an inherently “sexy” technology that is long on interest, but short on adoption. It makes sense that interest is high. Smartphone market share is skyrocketing, and consumers demonstrate a growing trust in electronic transactions. Despite that, small business owners are smart to tread lightly when it comes to early adoption. TOO MANY ‘WALLETS’ Potentially the…

Fraud-Proofing Your Company

What to look for—and how to prevent it. From personal identity theft to corporate scams, fraud is one of the biggest money-making industries in the world, raking in an estimated $3.5 trillion annually. And for businesses that think it can’t happen to them, the numbers tell a different story. In 2012, more than 60 percent of businesses experienced attempted or actual payments fraud with an average loss to the company…

A New 401(k) Option for Conservative Investors

FIAs offer another way to make savings last. Today’s business owners, seeking an optimal 401(k) plan for themselves and their employees, face an intimidating task: creating a conservative option that protects participants from outliving their money. For years, financial professionals have advised clients to maximize their contributions to their company’s 401(k) plans and balance their allocation for highest growth within their risk parameters. “Now, as retirement looms on the horizon,…
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